How it Works

Contract

We agree on suitable terms with your organization for the purpose of providing quick and easy salary advance products to your employees through a sms based platform.

Onboarding

Once your organization is onboarded on our platform, HR liaises with our administrators for the purpose of adding individual (employees) details for them to access our services.

Disbursement

Receive your approved salary advance/Micro loan applied for on your phone fast. Within 5 minutes

As an employer allow us to carry the load. Kindred Capital wishes that you focus on your core business and growing your company. We will ensure there are no more cash flow problems; we will cushion you by offering your employees with a salary advance at no cost to you.

Get Started

Why Us

24/7

We are always open you can apply all day, any day, and every day! Including Sunday midnight.

Fast

Paper work is too slow for your fast life. Get cash now! We burnt all our paper!

Secure

Your data security, privacy and digital footprint is locked up safe in our encrypted database vaults.

Straight Forward

Apply and get your salary advance now, no questions asked. We are not on a date.

Customer Care

We are all about premium customer care! Call us, we will pick the phone! We are here to serve you.

SMS Based

Our cutting-edge mobile bank runs on SMS to ensure you have access all the time, every time.

Frequently Asked Questions

It is a salary advance / short term loan applied for and remitted to your mobile phone; 24 hours a day, 7 days a week and 365 days a year. It is a factor of your salary and we will, upon application, inform you how much you are eligible for.
Kindred Capital is a finance and technology (FinTech) company offering personal loans to individuals in the private and semi government sector. We guarantee the lowest loan repayments from all providers where no guarantors, no security or employer liability is part of the loan offering, with no hidden costs or fees. The quote received is the price you pay.
You can apply for a loan, as long as your employer is registered with Kindred Capital. You can apply from your phone via SMS.
A number of factors are considered, but most importantly we need you to be employed, have a mobile phone, and a registered Mobile money account (e.g. MPESA).
The repayment amount will be displayed when you apply, and you select your loan amount.
There are various reasons why your loan application may be declined. If you would like to find out why, please contact us and we will be happy to assist.
We have minimum and maximum loan amounts which you may borrow, but we need to check what you can afford. We won’t give you a loan if we believe you will not be able to repay it.
Your employer will automatically deduct the repayment amount from your salary each month, so you pay the loan every month on payday. You can also repay via mobile money transfer.
The interest amount will be displayed on Step 2 when you apply and you select your loan amount.
If you send loan to our SMS code, you receive a quotation for the maximum amount you qualify for. You can then decide what amount you need.
You can send loan requests as many times as you like in one single month, for example, you may apply for minimum Kshs. 500 per request, until you have reached your maximum available loan amount for the month.
In this case, go to our landing page www.kindred.co.ke click on get salary advance and follow the simple three step process and we should have on-boarded within minutes.

Create an account in seconds. Apply for salary advance. Receive cash on your mobile!

Get Salary Advance